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The Clifton Collection by Sage Homes in Lytham St Annes

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Sage Housing are delighted to offer a collection of thoughtfully designed 2-bed and 3-bed houses for sale on Persimmon's new build development in Lytham St Annes. The homes in The Clifton Collection are right beside the rolling golden sand dunes of St Annes beach looking out across stunning coastal scenery. Located on the new build Coastal Dunes development, Lytham St Annes is a highly desirable place to live and Shared Ownership makes buying here more cost-effective than you think.

The homes available comprises of an entrance hall, lounge, hallway, WC and kitchen diner to the ground floor. Two double bedrooms and family bathroom to the first floor and the home also has a garden to the rear and allocated parking.

About the homes
The homes comprise of open-plan kitchen, living/dining area, with contemporary appliances including oven, hob, stainless steel extractor hood, tall fridge freezer. Also, the homes contain carpet to bedrooms, lounge, hall and living areas with vinyl flooring to kitchen and bathroom. There is a private rear garden as well as allocated parking.

Pricing and Affordability Example
2 Bedroom House example

Full Market Value - £122,500
40% Share £49,000 (Rent £168.44 pcm)
50% Share £61,250 (Rent £140.36 pcm)
75% Share £91,875 (Rent £70.18 pcm)
Service charges estimated- £40.18 pcm

Shared Ownership
The Shared Ownership scheme is a Part Buy, Part Rent way of owning your own home for a smaller up front payment. With Shared Ownership, you buy a share of your home using a mortgage from a bank or building society and pay a subsidised rent on the share you did not purchase. The combined mortgage and rent is usually less than you’d expect to pay if you bought a similar property outright.

At The Clifton Collection you can buy a minimum 40% share of your home (the maximum you can buy initially is 75%). When you’re ready, you can buy more shares until you staircase to owning 100% of your home.

Sage Homes