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Shared Ownership Homes in Liskeard

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We feature new shared ownership homes for sale from the best house builders throughout the UK

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Shared Ownership Homes in Liskeard

The historic town of Liskeard is located on the edge of the scenic Bodmin Moor, offering great proximity to some of Cornwall's best attractions and beaches. It's also just 20 miles west of Plymouth (1), which is appealing for those who work in the city. Unsurprisingly, it's popular with home-buyers keen to enjoy the county's natural charm – but for some, house prices are simply too high and therefore shared ownership is a very attractive option.

Liskeard’s shared ownership scheme enables first-time buyers and those unable to afford a home the chance to purchase a property, without overstretching their finances.  

Explaining the Shared Ownership Scheme

Most areas offer a shared ownership scheme, offering buyers the chance to own a percentage of their property at a more affordable price. The other percentage of the home is owned by the local housing association, who home-buyers pay rent to, until they're ready to buy their home outright. Here's a government-backed video, illustrating how it works in practice.

It's a great way to get on the property ladder, especially in a desirable area. To be eligible for the scheme, your gross annual income cannot exceed £80,000, and you must be able to demonstrate that you're unable to afford a home that's fit for your requirements.

Buying A Shared Ownership Property in Liskeard

To find out whether you're eligible for the shared ownership scheme, get in touch with Help to Buy South West. They'll send you an application form, and will probably ask you to provide a budget plan, detailing how you'll afford all the associated costs of buying a property (insurance, moving, maintenance etc.). You can also check your eligibility on the shared ownership section of the Gov.uk website. 

If you need a mortgage to fund your purchase, you'll also need to speak to a mortgage provider. Please note, not all lenders offer mortgages for shared ownership schemes; if you'd like financial advice, Help to Buy South West has a list of approved independent financial advisors operating in the area – click here to view.

Latest Shared Ownership Developments

Chantry Place

Lower Chantry Lane, Canterbury, Kent

1 and 2 bedroom properties

£74,000 - £350,000

More Details Orbit Homes

Rainton Green

Durham, County Durham

2 bedroom properties

From £36,875

More Details Home Group

Rainton Green

East Rainton, Sunderland, Tyne & Wear

2 bedroom properties

From £36,875

More Details Home Group

New Build Homes in Liskeard

New build properties are popular in Liskeard, not least because they don't have so many issues in terms of maintenance and repair. When you purchase a new build using the shared ownership scheme, you'll also benefit from additional coverage, as most builders cover costs associated with repair for the first six to 12 months.

Liskeard has some high quality new build developments with plenty of space and kerb appeal – such as Trevillis Park or Trevethan Meadows. To find out what's available, click here.

Alternatively, if you'd like more information about the shared ownership scheme in Cornwall, get in touch with Help to Buy South West by calling 0300 100 0021, or emailing info@helptobuysw.org.uk.

References:

  1. https://en.wikipedia.org/wiki/Liskeard