Shared ownership houses for sale | What is shared ownership?

How does it work?

Eligibility

Staircasing

Considerations

Shared ownership houses

First apartments available to reserve

Moat at Crown Hill View

by Moat Homes

Ashford, Kent, TN24 9QP

2 bedroom apartments

£60,000 for a 25% share
£240,000 Full Market Value

Shared ownership in Ashford | Moat Homes Crown Hill View Welcome to Crown Hill View, an exciting new development in the sought-after area of Kennington, Ashford. This peaceful, well-connected neighbourhood will soon offer a collection of 2 bedroom apartments, all available through shared ownership. It's a rare opportunity to step onto the property ladder in a location that perfectly balances green, village-style living with excellent access to Ashford’s transport links, including the M20 and high-speed rail to London. Whether you're looking for your first home or a spacious place for your growing family, Crown Hill View has something for everyone. Each home is thoughtfully designed to offer both comfort and style, in a community that feels calm, safe and welcoming. Set in a green and tranquil neighbourhood, Kennington is known for its tree-lined streets, local parks, and family-friendly atmosphere. Despite its quiet charm, Crown Hill View is just minutes from Ashford’s vibrant town centre, where you’ll find everything from shopping centres and restaurants to cultural attractions. With superb transport links and a location that offers both peace and convenience, Crown Hill View gives you the best of both worlds. First collection available to reserve - Register your interest These beautiful 2-bedroom apartments are now available to reserve off-plan and will be ready to move into next year. Register your interest to find out more about how you could make one of these apartments your home. Don’t miss your chance to buy in one of Ashford’s most desirable areas. Register your interest today!

Shared ownership

Netherhall Meadows

by DOMOVO / BPHA

Cambridge, Cambridgeshire, CB1 8AL

3 bedroom houses

From £167,750 for a 25% share
(From £671,000 Full Market Value)

Set just three miles from the heart of Cambridge, Netherhall Meadows offers the best of both worlds with modern living and natural beauty both at its fingertips. This collection of 3-bedroom homes offers more than just a place to live. With countryside views stretching for miles and Beechwoods Nature Reserve and Wandlebury County Park just moments away, it’s easy to enjoy life outdoors. You’re well connected with Cambridge Leisure Park and Cambridge train station within easy reach. Nearby top-rated schools and everyday essentials from Tesco to pharmacies to gyms, all add to the convenience, comfort, and natural beauty that makes Netherhall Meadows a truly special place to call home. Pricing: Three bedroom semi-detached houses: prices from - £167,750 for a 25% share and £506,250 for a 75% share (Based on a full market value - £675,000). Monthly Service Charge: from £37.64 (This is an estimate only) Lease Term: 999 years £1,500 incentive by way of allowance upon completion. Initial shares available to purchase between 25-75%*. *(Your application will be affordability assessed by an Independent Mortgage Advisor to determine what share you can afford to buy). Specification: Kitchen - Woodbury White kitchen cupboards - Copper Slate worktop - Matt nickel wide bow handle - Built in oven, hob and cooker hood - Integrated dishwasher, washer/dryer and fridge freezer - White prismatic kitchen tiles - Comfytex vinyl flooring – Calais 548 Bathroom - Darwin Clay Matt tile to wet areas - Comfytex vinyl flooring – Calais 548 General - Smokestack carpet - Private garden - Plot 7 – 1 car parking space - Plot 8 – 2 car parking spaces - EV charging point provided - Air source heat pump system *We reserve the right to change the specification at any time. **For further advice on EV tariff and connection criteria, please speak to your Sales advisor ***Spaces to be measured on completion of the homes Please note that the internal images are virtually staged. The property comes unfurnished. A new community built around you At Netherhall Meadows, you’ll find a welcoming community designed with you in mind. Surrounded by green spaces, wildflower meadows, and peaceful nature walks, it’s a place to unwind, explore, and feel connected. With shared ownership, owning a home here is more accessible than ever. Well-connected for a greener commute. Netherhall Meadows offers excellent access to Cambridge city centre in only 9 minutes. From here you can catch the train to Stansted Airport in 37 or London in 1 hour and 25 minutes. Alternatively, Netherhall Gardens is situated just an 11 minute drive from the M11, providing direct access to both destinations and beyond. Shared Ownership, how does it work? If buying a home seems out of reach, Shared Ownership* could be the answer and offers a great alternative to renting. Initial shares of between 25% and 75%** of our properties are available, you will pay a subsidised rent on the remaining share. In the future, you can purchase further shares in your home*** or sell your share and move on. *Properties are offered as leasehold, with a lease term of 999 years. **Shares offered are based on the affordability determined by an Independent Mortgage Advisor. ***Some properties are restricted to the level of share you can purchase. Disclaimer The information provided by Domovo, the sales and marketing brand for bpha, is prepared as a general guide only and should not be relied upon as a basis to enter into a legal contract or to commit expenditure. All measurements are approximate. Floorplans are for illustration purposes only. Photographs/CGIs provided are for guidance only, could be from a previous phase, and may not reflect items included in the property sale. Any interested party is advised to check the measurements and to consult their own surveyor, solicitor and/or other professionals before committing themselves to any expenditure or other legal commitments. All customer reviews were obtained by incentive. While we strive to provide accurate and unbiased reviews, we cannot guarantee that all information is accurate, complete, or up to date. Any reliance placed on such information is strictly at your own risk. Any interested party is encouraged to conduct their own research and make decisions based on their own individual circumstances. Please note: Your home may be repossessed if you do not keep up repayments on your mortgage

Shared ownershipGreen features

Appointments available over Christmas

Collaton Park

by Coln Signature Homes

Newton Ferrers, Devon, PL8 2PF

1 & 2 bedroom bungalows

£191,250 - £266,250 for a 75% share
£255,000 - £355,000 Full Market Value

Collaton Park is a visionary new community set in the heart of the South Hams, seamlessly blending sustainable, design-led homes with the breathtaking countryside that surrounds it. Offering a rare combination of contemporary living and traditional village charm, this exceptional development is more than just a collection of homes - it’s a thriving, inclusive community where residents can truly feel connected. Every aspect of Collaton Park has been carefully considered to enhance both lifestyle and well-being, from energy-efficient homes designed with modern living in mind to thoughtfully planned green spaces that celebrate the natural beauty of the South Hams landscape. The Chestnut is one of our Horizon properties, exclusively available for those over 55 years old. Collaton Park offers two types of Horizon properties, The Chestnut and the Hawthorn. The Chestnut is a single storey one bedroom home while The Hawthorne is a two bedroom home set over two floors. Both are designed with low maintenance in mind and are perfect for those looking to downsize to something more manageable. We welcome you along to take a look around, we have a four bedroom detached show home and three bedroom detached view home available to view Wednesday to Saturday between 10am and 5pm.

Shared ownershipRetirementGreen features

How does Shared ownership work?

Shared ownership allows you to buy a share of a new house and pay rent on the remaining part. It is a government-backed incentive scheme, primarily aimed at helping first time buyers onto the property ladder. You can also use it to buy a bigger home than you can afford on the open market.

The percentage you can purchase may be different depending on where you buy the home:

In England, you can buy shares of between 10% and 75% of the full market value
In Scotland, you can buy a 25%, 50% or 75% share
In Wales, you can buy shares of between 25 and 75% of what the home is worth

Shared ownership is also known as ‘part-buy, part-rent’.

You will purchase your shared ownership property via a housing association or council. The home will be a new build or a re-sale of an existing shared ownership property, of which you’ll need to purchase the same percentage of shares as the existing owner, or more.

You will need a deposit and a mortgage on your share of the property that you are buying. The remaining share is owned by the housing association or council, and you will pay rent comprising up to 3% of this amount.

Although the housing association may have shares of up to 90% in your home, you will become the owner of the lease. As the leaseholder, you will be responsible for repairs inside the property and the housing association will take care of the outside.

To cover any costs that might be necessary for outside work, you will need to pay a service charge, usually paid monthly. It is a good idea to find out how much the service charge is and factor that into all monthly outgoings before you agree to buy.

Shared ownership eligibility

In England, this scheme is available to those in a household with a combined income of less than £80,000 a year (or £90,000 in London), and you are unable to afford a deposit and mortgage payments on a suitable property for you and your family. In Wales, you must have a combined income of less than £60,000.

There are other criteria you must meet, such as:

being a first time buyer, or
if you used to own a home but can no longer afford to buy outright, or
you want to move from one shared ownership property to another, or
you're setting up a new household, for example after a relationship breakdown, or
you currently own a home, and wish to move but cannot afford to buy outright.

You will also need to have no outstanding credit issues, so make sure you get your finances in order before you apply.

Criteria varies by country, so be sure to check before applying.

A development of Shared Ownership homes in England

What is Staircasing in Shared ownership?

You can buy additional shares of your home, usually in increments of 10%, until you own the majority or all of your home. Some older leases set the minimum amount at 25%, and newer ones may allow you to buy as little as 5% at a time. There are some instances where you may be able to buy 1% shares.

This process is called staircasing and allows you to own more of your home as you earn more money or can afford a bigger mortgage. Each time you wish to purchase more shares, these will be based on the value of the home at the time of buying the shares, and not the value of your home when you first bought it.

You will need to pay for a professional valuation of your property to determine the value of the shares before you can buy them. Buying more shares in your home will also mean paying less rent.

Things to consider before buying a Shared ownership home

There are other factors which may impact your decision on whether shared ownership is right for you:

You will still need a deposit for the mortgage portion of your home, usually between 5% and 10% of the value of the mortgage.
All usual moving fees apply including surveys, stamp duty and legal costs.
If you’re aged 55 or over, you may be eligible for Older People’s Shared ownership (OPSO) but bear in mind, you will only be able to own up to 75% of your home.
If you are a key worker, then a percentage of properties through housing associations will be allocated to those who work for the NHS, police, local authorities, Ministry of Defence and many more. Ask the housing association for more information.

Useful links

Find out more about shared ownership in England

Find out more about shared ownership in Scotland

Find out more about shared ownership in Wales

Shared ownership providers

The following housing associations and developers have shared ownership properties available throughout the UK which you can enquire via this website: