Shared ownership houses for sale | What is shared ownership?

How does it work?

Eligibility

Staircasing

Considerations

Shared ownership houses

Shared ownership

Foundry Lea

by Abri Homes

Bridport, Dorset, DT6 5JT

2 bedroom houses

£96,250 - £98,000 for a 35% share
£275,000 - £280,000 Full Market Value

Enjoy a relaxed pace of life at Foundry Lea, our new collection of two and three bedroom houses for sale in Bridport. Designed as a growing community, Foundry Lea will include a new school, football field and allotments, giving neighbours plenty of space to connect and grow together. The development sits just outside the bustling market town of Bridport, where independent shops, cafés and restaurants line the streets. Spend your weekends browsing local markets, meeting friends for coffee or catching up over a delicious evening meal close to home. Love the seaside? The Jurassic Coast is only a mile away, with West Bay close by for sunny walks and dramatic views. The first price release is expected this summer. Register your interest to be kept up to date.

Shared ownershipGreen features

Durbeyfield Park

by Aster Homes

Marnhull, Dorset, DT10 1GN

3 bedroom houses

£95,000 for a 25% share
£380,000 Full Market Value

Homes for Sale in Marnhull, Dorset We're delighted to bring you a selection new 3‑bedroom shared ownership homes to the beautiful Durbeyfield Park development in Marnhull, Dorset. These thoughtfully designed new homes sit within one of North Dorset's most picturesque and historic villages, offering the perfect blend of countryside living and modern convenience. Whether you're taking your first step onto the property ladder or looking for a more spacious place to call home, our shared ownership homes in Marnhull offer a more affordable and flexible way to enjoy life in one of Dorset's most desirable locations. Where is Marnhull, Dorset Located in the heart of the Blackmore Vale, Marnhull is recognised as Dorset's largest village and is known for its rich history, sense of community, and countryside beauty. The village famously features in Thomas Hardy's Tess of the d'Urbervilles, inspiring the name Durbeyfield Park itself. Living here means you'll enjoy: - Traditional village charm with a warm and welcoming community. - A mix of historic character and modern amenities. - Two primary schools, two traditional pubs, local shops and a GP surgery. - A village hall, recreation ground and plenty of local clubs and events. - Beautiful countryside with rolling rural views and easy access to scenic walking routes. What to do in Marnhull, Dorset From your new home at Durbeyfield Park, you'll be perfectly placed to explore all the local highlights of North Dorset, including: - Local history: Visit the 15th‑century St Gregory's Church, a village landmark known as "the finest in the Vale". - Countryside walks: Explore the scenic footpaths and bridleways surrounding the village, perfect for walking, cycling, or horse‑riding. - Village life: Enjoy friendly pubs like The Crown Inn and a vibrant programme of local community events. - Nearby market towns: Sturminster Newton (3 miles), Shaftesbury and Gillingham (both 6-8 miles) for wider shopping and amenities. Travel links from Marnhull - Rail: Mainline stations at Gillingham and Sherborne offer direct services to London Waterloo (approx. 2 hours). - Road: Easy access to the A303 for travel to London or the Southwest. -Convenient links to nearby towns, schools and services. Shared ownership -The smart step in buying your homeYou might have thought that the cost of houses in Dorset would be prohibitive in such a competitive market, but our homes in Marnhull are all for sale under our smart, simple shared ownership scheme. There are no catches - you just buy an affordable share, pay rent on the remaining amount and increase your shares as your finances permit. It allows you to get your foot on the property ladder much more easily than buying outright. You can learn more here or just call us and we'll be happy to answer your questions. Make an Aster house your home Our aim at Aster is to find you a home, not just a house - and with our fab shared ownership approach, you can find a home in a lovely location that may otherwise be out of your reach, just contact us today! So if you're ready to find out more about our houses for sale in Marnhull on the Durbeyfield Park development in Marnhull, Dorset get in touch and we'll be delighted to help.Finding your dream home is easy with Aster. We have shared ownership developments across the South and South East including shared ownership Dorset - take a look at our other locations to see what else might catch your eye. Please note: There is a local connection requirement attached to our shared ownership homes at Durbeyfield Park. For the first three months of marketing, priority must be given to Marnhull residents itself, after this time it then cascades to the wider Dorset Council area. This does not include the Bournemouth, Christchurch, and Poole (BCP) area. For further details, please contact Nicci.

Shared ownership

The Tetford

by Bridgfords

Ripon, North Yorkshire, HG4 2FE

3 bedroom houses

From £162,500 for a 50% share
(From £325,000 Full Market Value)

Shared Ownership Home at 50%. Designed with modern living in mind, The Tetford is an ideal home for couples or growing families who love both relaxing and entertaining. The ground floor offers a warm and inviting living room—perfect for unwinding after a busy day. Stylish sliding doors open into a spacious kitchen and dining area, creating a sociable hub for hosting guests or enjoying everyday family life. The contemporary kitchen is thoughtfully designed with ample workspace, integrated appliances, and room for a dining table seating six. Practical features enhance everyday convenience, including a separate utility room with direct garden access—ideal for outdoor gear—and a handy downstairs W/C. Upstairs, the property continues to impress with two generous double bedrooms. The main bedroom benefits from a sleek en-suite shower room, while the third bedroom provides flexibility as a nursery, home office, or guest room. Outside, French doors lead to the rear garden. The home also benefits from two private parking spaces.

Shared ownership

How does Shared ownership work?

Shared ownership allows you to buy a share of a new house and pay rent on the remaining part. It is a government-backed incentive scheme, primarily aimed at helping first time buyers onto the property ladder. You can also use it to buy a bigger home than you can afford on the open market.

The percentage you can purchase may be different depending on where you buy the home:

In England, you can buy shares of between 10% and 75% of the full market value
In Scotland, you can buy a 25%, 50% or 75% share
In Wales, you can buy shares of between 25 and 75% of what the home is worth

Shared ownership is also known as ‘part-buy, part-rent’.

You will purchase your shared ownership property via a housing association or council. The home will be a new build or a re-sale of an existing shared ownership property, of which you’ll need to purchase the same percentage of shares as the existing owner, or more.

You will need a deposit and a mortgage on your share of the property that you are buying. The remaining share is owned by the housing association or council, and you will pay rent comprising up to 3% of this amount.

Although the housing association may have shares of up to 90% in your home, you will become the owner of the lease. As the leaseholder, you will be responsible for repairs inside the property and the housing association will take care of the outside.

To cover any costs that might be necessary for outside work, you will need to pay a service charge, usually paid monthly. It is a good idea to find out how much the service charge is and factor that into all monthly outgoings before you agree to buy.

Shared ownership eligibility

In England, this scheme is available to those in a household with a combined income of less than £80,000 a year (or £90,000 in London), and you are unable to afford a deposit and mortgage payments on a suitable property for you and your family. In Wales, you must have a combined income of less than £60,000.

There are other criteria you must meet, such as:

being a first time buyer, or
if you used to own a home but can no longer afford to buy outright, or
you want to move from one shared ownership property to another, or
you're setting up a new household, for example after a relationship breakdown, or
you currently own a home, and wish to move but cannot afford to buy outright.

You will also need to have no outstanding credit issues, so make sure you get your finances in order before you apply.

Criteria varies by country, so be sure to check before applying.

A development of Shared Ownership homes in England

What is Staircasing in Shared ownership?

You can buy additional shares of your home, usually in increments of 10%, until you own the majority or all of your home. Some older leases set the minimum amount at 25%, and newer ones may allow you to buy as little as 5% at a time. There are some instances where you may be able to buy 1% shares.

This process is called staircasing and allows you to own more of your home as you earn more money or can afford a bigger mortgage. Each time you wish to purchase more shares, these will be based on the value of the home at the time of buying the shares, and not the value of your home when you first bought it.

You will need to pay for a professional valuation of your property to determine the value of the shares before you can buy them. Buying more shares in your home will also mean paying less rent.

Things to consider before buying a Shared ownership home

There are other factors which may impact your decision on whether shared ownership is right for you:

You will still need a deposit for the mortgage portion of your home, usually between 5% and 10% of the value of the mortgage.
All usual moving fees apply including surveys, stamp duty and legal costs.
If you’re aged 55 or over, you may be eligible for Older People’s Shared ownership (OPSO) but bear in mind, you will only be able to own up to 75% of your home.
If you are a key worker, then a percentage of properties through housing associations will be allocated to those who work for the NHS, police, local authorities, Ministry of Defence and many more. Ask the housing association for more information.

Useful links

Find out more about shared ownership in England

Find out more about shared ownership in Scotland

Find out more about shared ownership in Wales

Shared ownership providers

The following housing associations and developers have shared ownership properties available throughout the UK which you can enquire via this website: