Shared ownership houses for sale | What is shared ownership?

How does it work?

Eligibility

Staircasing

Considerations

Shared ownership houses

Shared ownership

Perceval Grange

by Aster Homes

Midhurst, West Sussex, GU29 9GG

2 bedroom houses

£42,000 for a 10% share
£166,000 - £168,000 for a 40% share
£415,000 - £420,000 Full Market Value

Shared ownership homes for sale in Midhurst, Sussex! Have you ever dreamed of living in the charming market town Midhurst? With a range of homes at Perceval Grange, now is your chance to reside in West Sussex and be surrounded by the beautiful South Downs National Park including the Iping and Stedham Commons.What to do in Midhurst!Midhurst offers a variety of activities, from exploring historical sites to enjoying the beautiful English countryside. Here are some of our top recommendations:Visit Cowdray Ruins - the impressive remains of a once-grand Tudor house are available to roam and explore, this is our idea of a great day out! And if you have particularly green fingers, why not check the walled gardens that Cowdray has to offer too!If you are sporty, Midhurst has netball and tennis courts as well as a leisure centre which is a great way to get moving!Goodwood Racecourse is only a 13 minute drive away.Cowdray Park Golf Club is only a 7 minute drive away.Amenities near by:Travel makes it easy for commutersA272 is less than a mile away, which leads to the A3. From the A3, drivers can head north towards London or south towards Portsmouth.Rail travel is easy for residents of Perceval Grange. The nearest station is located in Liphook, only 8 miles away. From here, destinations can include Portsmouth, Bedhampton and Havant.Alternatively, head to Haslemere station (20-minute drive) with London Waterloo being the final stop.Southampton International Airport is only 53 minutes away, London Gatwick is 58 minutes away, and London Heathrow is around 45 miles away Shared ownership - get the keys to your new home! You might not know about shared ownership, but it could be just the solution you've been looking for if you want to get a foot on the property ladder. You buy an affordable share, pay rent on the remaining amount, and increase your shares as your finances permit. It allows you to get on the property ladder much more easily than buying outright. You can find out more about how shared ownership works here, or talk to Louise. Read through our shared ownership FAQs to find out more or get in contact with one of our team to have all your questions answered - there's no such thing as a silly one! Make an Aster house your homeOur aim at Aster is to find you a home, not just a house - and with our amazing shared ownership approach, you can find a home in a lovely location that may otherwise be out of your reach, just contact us today! So, if you're ready to find out more about our houses for sale in Midhurst on the Perceval Grange development in West Sussex get in touch and we'll be delighted to help.We also have additional shared ownership Sussex properties available. Find out more about shared ownership and how it works, or look through other shared ownership journeys from our customers.Our aim at Aster is to find you a home, not just a house - and with our fabulous shared ownership approach, you can find a home in a lovely location that may otherwise be out of your reach. Just get in touch!*While we endeavour to make our property descriptions and plans fair, accurate and reliable, they are only a general guide to the property and may be subject to change. Accordingly, if there is any point which is of particular importance to you, please contact the office and we will be pleased to check the position for you, especially if you are contemplating travelling some distance to view the property. Shared ownership homes are bought as leasehold properties, for more information speak to our team. Service charges and rent payable on the unsold equity of this property will be reviewed annually with any changes coming into effect on the 1st of April each year. Your home may be at risk of repossession if you don't maintain your mortgage and rental payments.

Shared ownership

Orbit Homes at Woodland Valley

by Orbit Homes

Rothwell, Northamptonshire, NN14 6FS

2, 3 & 4 bedroom houses

£27,500 - £36,500 for a 10% share
£275,000 - £365,000 Full Market Value

We are pleased to be offering new Shared Ownership homes at Orbit Homes at Woodland Valley, a new development located on the outskirts of Rothwell. Perfect for those who prefer a quieter location but with easy access to surrounding towns. We have a range of 2, 3, and 4-bed homes for sale, all built to our high specification and available to buy with Shared Ownership, the more affordable way to buy a new home. Ideal for first time buyers and growing families alike. Our homes come with integrated kitchen appliances, a built-in wardrobe to the main bedroom, vinyl flooring and carpets fitted throughout, fencing, turf, and patio to rear garden all as standard, so no extras required! Contact us today to find out more and start your application. We’ll help you find your dream home for 2026!

Shared ownership

Deposit Boost up to £7500*

The Key at Wood Green

by ISHA

Wood Green, Greater London, N22 6FA

2 & 3 bedroom apartments

From £126,250 for a 25% share
(From £505,000 Full Market Value)

Deposit Boost up to £7500* A development of two impressive apartment buildings set around a central communal garden, located in the heart of vibrant Wood Green.

Shared ownership

How does Shared ownership work?

Shared ownership allows you to buy a share of a new house and pay rent on the remaining part. It is a government-backed incentive scheme, primarily aimed at helping first time buyers onto the property ladder. You can also use it to buy a bigger home than you can afford on the open market.

The percentage you can purchase may be different depending on where you buy the home:

In England, you can buy shares of between 10% and 75% of the full market value
In Scotland, you can buy a 25%, 50% or 75% share
In Wales, you can buy shares of between 25 and 75% of what the home is worth

Shared ownership is also known as ‘part-buy, part-rent’.

You will purchase your shared ownership property via a housing association or council. The home will be a new build or a re-sale of an existing shared ownership property, of which you’ll need to purchase the same percentage of shares as the existing owner, or more.

You will need a deposit and a mortgage on your share of the property that you are buying. The remaining share is owned by the housing association or council, and you will pay rent comprising up to 3% of this amount.

Although the housing association may have shares of up to 90% in your home, you will become the owner of the lease. As the leaseholder, you will be responsible for repairs inside the property and the housing association will take care of the outside.

To cover any costs that might be necessary for outside work, you will need to pay a service charge, usually paid monthly. It is a good idea to find out how much the service charge is and factor that into all monthly outgoings before you agree to buy.

Shared ownership eligibility

In England, this scheme is available to those in a household with a combined income of less than £80,000 a year (or £90,000 in London), and you are unable to afford a deposit and mortgage payments on a suitable property for you and your family. In Wales, you must have a combined income of less than £60,000.

There are other criteria you must meet, such as:

being a first time buyer, or
if you used to own a home but can no longer afford to buy outright, or
you want to move from one shared ownership property to another, or
you're setting up a new household, for example after a relationship breakdown, or
you currently own a home, and wish to move but cannot afford to buy outright.

You will also need to have no outstanding credit issues, so make sure you get your finances in order before you apply.

Criteria varies by country, so be sure to check before applying.

A development of Shared Ownership homes in England

What is Staircasing in Shared ownership?

You can buy additional shares of your home, usually in increments of 10%, until you own the majority or all of your home. Some older leases set the minimum amount at 25%, and newer ones may allow you to buy as little as 5% at a time. There are some instances where you may be able to buy 1% shares.

This process is called staircasing and allows you to own more of your home as you earn more money or can afford a bigger mortgage. Each time you wish to purchase more shares, these will be based on the value of the home at the time of buying the shares, and not the value of your home when you first bought it.

You will need to pay for a professional valuation of your property to determine the value of the shares before you can buy them. Buying more shares in your home will also mean paying less rent.

Things to consider before buying a Shared ownership home

There are other factors which may impact your decision on whether shared ownership is right for you:

You will still need a deposit for the mortgage portion of your home, usually between 5% and 10% of the value of the mortgage.
All usual moving fees apply including surveys, stamp duty and legal costs.
If you’re aged 55 or over, you may be eligible for Older People’s Shared ownership (OPSO) but bear in mind, you will only be able to own up to 75% of your home.
If you are a key worker, then a percentage of properties through housing associations will be allocated to those who work for the NHS, police, local authorities, Ministry of Defence and many more. Ask the housing association for more information.

Useful links

Find out more about shared ownership in England

Find out more about shared ownership in Scotland

Find out more about shared ownership in Wales

Shared ownership providers

The following housing associations and developers have shared ownership properties available throughout the UK which you can enquire via this website: