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Shared ownership houses

Arundel Gate

by Aster Homes

Arundel, West Sussex, BN18 9GL

1 bedroom maisonettes and 2 bedroom houses

£104,000 - £168,000 for a 40% share
£260,000 - £420,000 Full Market Value

Looking for a home in the charming and historic market town of Arundel? Our collection of beautifully designed homes at Arundel Gate offers the perfect opportunity to put down roots in one of West Sussex's most desirable locations.Homes for sale in ArundelNestled beside the River Arun and overlooked by its iconic castle, Arundel is a characterful town known for its heritage, independent shops, arts scene, and easy access to beautiful countryside. It's an idyllic place to call home.Local Amenities in ArundelRail TransportArundel Railway Station offers frequent services to:London VictoriaGatwick AirportPortsmouthBrightonThe station is just a 5‑minute walk from the town centre, making commuting and days out simple and convenient.A27 - the key east-west route between Brighton and PortsmouthA284 - connects Arundel with Littlehampton and the south coastThese routes provide excellent accessibility to coastal towns and wider transport networks.What to do in ArundelArundel CastleA historic landmark dating back to 1067, featuring a Norman keep, medieval architecture, immaculate gardens, and remarkable artwork from artists including Van Dyck, Gainsborough and Canaletto.Arundel LidoA heated outdoor swimming pool perfect for family days out, recreational swimming, and seasonal events.Independent Shops & GalleriesArundel is celebrated for its boutique shopping streets, antique stores, artisan makers, and galleries.Swanbourne Lake & Arundel ParkA picturesque location ideal for walking, wildlife spotting, boat hire, and picnics in beautiful surroundings.Local Events & AttractionsArundel Farmers' Market - held on the third Saturday of each monthTulip Festival at Arundel Castle - a stunning seasonal attraction each mid‑April Eligibility and AffordabilityWhen considering a move to the picturesque town of Arundel, understanding your eligibility and the affordability of the shared ownership scheme is a crucial first step. A full breakdown of the eligibility critera can be found in our Shared Ownership FAQs. It is important to note that a local connection requirement to Arundel is needed to apply for our shared ownership homes at Arundel GateHow Shared Ownership WorksThe shared ownership scheme is a practical and flexible way for many people to take their first step onto the property ladder. Shared ownership houses and flats offer a first step into homeownership for first-time buyers, growing families, and anyone looking to put down roots in the local community.You purchase a share of a property, and pay rent on the remaining share to a landlord, in this case Aster. For example, if you buy a 40% share in a home, you'll pay a mortgage on that portion and pay rent on the remaining 60% to us. This means your initial deposit and mortgage payments are based only on the share you own.As a buyer, you'll be responsible for your share of the property's upkeep, as well as making your regular payments (both your mortgage and your rent).  For more information, check out our full guide to how shared ownership works.Make an Aster Home Your HomeWe're passionate about helping you find more than just a house, we want to help you find a home that feels truly yours. Shared ownership could open the door to a lifestyle and location that might otherwise be out of reach.If you're ready to learn more about our stunning shared ownership homes at Arundel Gate, get in touch with our sales negotiator Louise today.Important Information Please note that a local connection requirement to Arundel is needed to apply for our shared ownership homes at Arundel Gate, please speak to Louise for more information.We aim to provide fair, accurate and reliable property descriptions, but they should be used as a general guide only and may be subject to change. If there is any detail of particular importance to you, please contact us and we'll be happy to confirm it.Shared ownership homes are sold as leasehold properties. Service charges and rent on the unsold equity are reviewed annually, with changes taking effect from 1st April each year. Your home may be at risk of repossession if you do not keep up with mortgage or rent payments. Photographs are not plot specific-please speak to our team for further information.
Shared ownership

Ambia

by Gascoigne - Pees

Maidenhead, Berkshire, SL6 8FX

1 & 2 bedroom apartments

£26,500 - £148,750 for a 10% share
(£265,000 - £1,487,500 Full Market Value)

Thoughtfully designed one and two bedroom apartments available on Shared Ownership. These stylish apartments feature an open-plan kitchen / living / dining room with a private balcony. The kitchen is fitted with an oven, hob and hood and the bathroom has a modern, white suite. Specification: • Ample double power sockets with USB points throughout • Telephone point to living room and TV aerial point to living room and bedroom • Space and plumbing for washing machine in utility cupboard • Fitted Symphony kitchen featuring grey soft-close doors and drawers with white units • Removal unit for dishwasher with plumbing and electric provided • Heated chrome towel rail to bathroom Discover the best of town, enjoy a swim or workout at Braywick Leisure Centre, grab a bite at The Maiden’s Head, or browse shops at Nicholsons Shopping Centre. If you fancy something different, Windsor is just 15 minutes by car for a day of culture and history. For younger children, Riverside Primary and St Luke’s C of E are within easy reach of our new build flats in Maidenhead. Older students have plenty of nearby options too, including Desborough College and Furze Platt Senior. Buckinghamshire New University is also close by for higher education. Enjoy effortless travel from these stunning new flats in Maidenhead. A 5-minute walk takes you to the nearest bus stop, while nearby Maidenhead station and the Elizabeth Line offer trains to London in just 25 minutes. Driving? The M4 is close by, and you can reach Heathrow Airport in a speedy 18 minutes. The Shared Ownership scheme is a Part Buy, Part Rent way of owning your own home for a smaller upfront payment. With Shared Ownership, you buy a share of your home using a mortgage from a bank or building society and pay a subsidised rent on the share you did not purchase. The combined mortgage and rent is usually less than you’d expect to pay if you bought a similar property outright. When you’re ready, you can buy more shares until you staircase to owning 100% of your home. Please note, as a Shared Ownership purchase there are likely to be additional legal fees during the conveyancing process, your solicitor can advise you of these. *These photos are for information purposes only and may not represent a true likeness for the units being sold. They may have been digitally furnished to represent how the home could be laid out; the final colours/appearance/specification may differ from the images and are not plot specific. **Predicted council tax and EPC band: New build properties, band to be determined. ***Service charge is reviewed once a year.
Shared ownership

Woodside Meadows

by Manners & Harrison

Hartlepool, County Durham, TS25 1DF

3 & 4 bedroom houses

From £52,500 for a 30% share
(From £175,000 Full Market Value)

Seaton Meadows development is just a couple of miles from the coastal village of Seaton Carew. With great transport links, local amenities, attractions and outdoor spaces, this is an ideal place to invest in your future. The Amber The Amber is a spaciously-designed, semi-detached, three-bedroom family home. Built to a high-quality standard, this property boasts charming designs and modern décor along with energy efficiency throughout. On the ground floor, The Amber consists of a large, open-plan kitchen-diner with sizeable patio doors leading to the private rear garden. In addition, a convenient ground floor w/c accompanies a generously-sized lounge area. The first floor comprises a main bedroom with en-suite shower and washroom as well as two large double bedrooms, a family bathroom and landing with access to the loft space. Located in the lively town of Hartlepool, the new Seaton Meadows development is just a couple of miles from the coastal village of Seaton Carew. With great transport links, local amenities, attractions and outdoor spaces, this is an ideal place to invest in your future. Share advertised is 30% of the full market value of £175,000. The Sage The Sage is a semi-detached, three-bedroom family home offering space and elegance throughout. Built with energy-efficient materials to a high-quality specification, this property delivers superb designs, modern décor and excellent finishes. On the ground floor, The Sage offers a spacious open-plan Howdens fitted kitchen-diner with French patio doors leading to the private rear garden. There is also a convenient ground floor w/c, storage room and a generous-sized living area, along with outside parking for two vehicles. The first floor comprises a main bedroom with en-suite shower and washroom, a sizeable double bedroom and a single bedroom that could easily double as a home office. A family bathroom completes this home with full-height bath tiles, quality finishes and fitted vinyl flooring. Located in the lively town of Hartlepool, the new development of Seaton Meadows is just a couple of miles from the coastal village of Seaton Carew. Thanks to great transport links and no shortage of local amenities, attractions and outdoor spaces, this is an ideal place to put down roots. Share advertised is 30% of the full market value of £185,000. The Jade The Jade is a generously-designed, semi-detached, four-bedroom family home. Built to a high-quality standard, this property presents charming designs, modern décor and energy efficiency throughout. On the ground floor, The Jade comprises a spacious open-plan Howdens fitted kitchen-diner, a convenient separate w/c and a sizeable living area with large patio doors leading to the private rear garden. Outside of the property, you will also find a generous garage space and parking for an additional two vehicles. The first floor consists of a main bedroom with en-suite shower and washroom, another two large double bedrooms, a single bedroom and a stunning family bathroom with modern tiles, fixtures and fittings. Located in the lively town of Hartlepool, Seaton Meadows is a new development just a couple of miles from the coastal village of Seaton Carew. With great transport links, local amenities, attractions and outdoor spaces, this is an ideal place to put down roots. Share advertised is 45% of the full market value of £225,000.
Shared ownership
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How does Shared ownership work?

Shared ownership allows you to buy a share of a new house and pay rent on the remaining part. It is a government-backed incentive scheme, primarily aimed at helping first time buyers onto the property ladder. You can also use it to buy a bigger home than you can afford on the open market.

The percentage you can purchase may be different depending on where you buy the home:

Shared ownership is also known as ‘part-buy, part-rent’.

You will purchase your shared ownership property via a housing association or council. The home will be a new build or a re-sale of an existing shared ownership property, of which you’ll need to purchase the same percentage of shares as the existing owner, or more.

You will need a deposit and a mortgage on your share of the property that you are buying. The remaining share is owned by the housing association or council, and you will pay rent comprising up to 3% of this amount.

Although the housing association may have shares of up to 90% in your home, you will become the owner of the lease. As the leaseholder, you will be responsible for repairs inside the property and the housing association will take care of the outside.

To cover any costs that might be necessary for outside work, you will need to pay a service charge, usually paid monthly. It is a good idea to find out how much the service charge is and factor that into all monthly outgoings before you agree to buy.

Shared ownership eligibility

In England, this scheme is available to those in a household with a combined income of less than £80,000 a year (or £90,000 in London), and you are unable to afford a deposit and mortgage payments on a suitable property for you and your family. In Wales, you must have a combined income of less than £60,000.

There are other criteria you must meet, such as:

  • being a first time buyer, or
  • if you used to own a home but can no longer afford to buy outright, or
  • you want to move from one shared ownership property to another, or
  • you're setting up a new household, for example after a relationship breakdown, or
  • you currently own a home, and wish to move but cannot afford to buy outright.

You will also need to have no outstanding credit issues, so make sure you get your finances in order before you apply.

Criteria varies by country, so be sure to check before applying.

A development of Shared Ownership homes in England

What is Staircasing in Shared ownership?

You can buy additional shares of your home, usually in increments of 10%, until you own the majority or all of your home. Some older leases set the minimum amount at 25%, and newer ones may allow you to buy as little as 5% at a time. There are some instances where you may be able to buy 1% shares.

This process is called staircasing and allows you to own more of your home as you earn more money or can afford a bigger mortgage. Each time you wish to purchase more shares, these will be based on the value of the home at the time of buying the shares, and not the value of your home when you first bought it.

You will need to pay for a professional valuation of your property to determine the value of the shares before you can buy them. Buying more shares in your home will also mean paying less rent.

Things to consider before buying a Shared ownership home

There are other factors which may impact your decision on whether shared ownership is right for you:

  • You will still need a deposit for the mortgage portion of your home, usually between 5% and 10% of the value of the mortgage.
  • All usual moving fees apply including surveys, stamp duty and legal costs.
  • If you’re aged 55 or over, you may be eligible for Older People’s Shared ownership (OPSO) but bear in mind, you will only be able to own up to 75% of your home.
  • If you are a key worker, then a percentage of properties through housing associations will be allocated to those who work for the NHS, police, local authorities, Ministry of Defence and many more. Ask the housing association for more information.

Useful links

Shared ownership providers

The following housing associations and developers have shared ownership properties available throughout the UK which you can enquire via this website: