Shared ownership houses for sale | What is shared ownership?

How does it work?

Eligibility

Staircasing

Considerations

Shared ownership houses

Shared ownership

Square Roots Hendon

by Square Roots

Hendon, Greater London, NW9 6GP

Studio, 1 & 2 bedroom apartments and 1 bedroom duplexes

£75,625 - £123,125 for a 25% share
£302,500 - £492,500 Full Market Value

SHARED OWNERSHIP HOMES IN HENDON Square Roots Hendon is a new Shared Ownership development of 244 studio, one and two-bedroom apartments and duplexes, ideally positioned along Edgware Road. These thoughtfully designed new build homes benefit from private outdoor space, with residents enjoying access to landscaped communal gardens and a children's play area. The development also provides secure off-street parking alongside generous cycle storage. PERFECT POSITION Commute, work, or play. Wherever you need to be, you're ideally positioned to travel out from London. M1, North Circular, Northern Line. Take your pick of routes. It's just a 14- minute walk to Hendon station and on the A5, it's a straight 7line to Marble Arch. Not to mention nearby Brent Cross, Wembley and more. YOUR HOME, YOUR WAY Integrated appliances, a USB port to all living paces, and a balcony or terrace to every apartment are just some of the features that make up your new contemporary home. For further information please speak to our Sales Executives. BOOK YOUR APPOINTMENT Square Roots Hendon Sales Suite Edgware Road, NW9 6LB

Shared ownership

Horlicks Quarter

by SOWN Shared Ownership

Slough, Berkshire, SL1 3GX

1 & 2 bedroom apartments

£28,750 - £41,000 for a 10% share
(£287,500 - £410,000 Full Market Value)

Discover Aquifer House at Horlicks Quarter A stunning collection of brand-new 1 & 2-bedroom shared ownership apartments, thoughtfully designed to a high specification. These homes offer residents unparalleled access to an exceptional range of on-site facilities, ensuring your lifestyle is as comfortable and vibrant as your new home. Enjoy exclusive amenities including: A 12-hour concierge service Private cinema room Residents-only gym Dedicated home-working hub Rooftop garden with scenic views A stylish residents’ lounge featuring a cozy seating area, pool table, kitchen, and coffee bar Premium Quality Apartments Crafted by Berkeley Homes, these apartments are designed with meticulous attention to detail. Highlights include: Bosch integrated kitchen appliances Karndean timber-effect flooring in living areas Recessed LED lighting for a modern ambiance Audio/video door entry system for added security A 10-year Premier Guarantee for peace of mind A 990-year lease for long-term value A Historic Landmark Reimagined Set in the heart of Slough, Horlicks Quarter breathes new life into the iconic Horlicks Factory. Blending heritage and innovation, the development features beautifully refurbished historic buildings, modern homes, and carefully curated landscaped gardens with tranquil water features. The iconic Clocktower and chimney remain centrepieces of this vibrant new community. Unmatched Connectivity Perfect for commuters, Horlicks Quarter is just a 7-minute walk to Slough Mainline Station, offering: Elizabeth Line access and direct trains for fast, direct journeys to London Paddington in under 15 minutes and Bond Street in 30 minutes Easy access to the M4 (6-minute drive to Junction 6) Heathrow Airport reachable in under 20 minutes For leisure, Windsor Castle is a mere 5 miles away, along with the historic Windsor town centre and the Royal Windsor Racecourse. Horlicks Quarter – The Best of Modern Urban Living Combining high-quality homes, excellent facilities, beautiful gardens, and a prime location, this development offers a perfect balance of comfort, convenience, and style.

Shared ownership

Post House

by Sovereign Network Group

Brentford, Greater London, TW8 8AP

1, 2 & 3 bedroom apartments

£99,375 - £152,500 for a 25% share
(£397,500 - £610,000 Full Market Value)

Stylish New Apartments in the Heart of Brentford – 1, 2 & 3-Bedroom Homes Available through Shared Ownership at Post House Over 40% of homes are already reserved! Reserve your new home at Post House in June 2026 and receive a £1,000 contribution towards your purchase costs. Set behind secure gates in a peaceful, tucked-away location, Post House is an exclusive collection of thoughtfully designed apartments for contemporary living. These modern homes feature spacious, well-designed layouts with large-format windows, allowing plenty of natural light and creating bright and welcoming interiors throughout. Open-plan living, dining and kitchen areas open directly onto a balcony or terrace, providing a bright, airy space for relaxing and entertaining. Kitchens are fitted with integrated appliances, while the main bedroom features a fitted wardrobe for convenient storage. A separate utility cupboard with washer/dryer adds everyday practicality while keeping living areas clutter-free. This car-free development provides a calm residential environment while remaining conveniently close to local amenities and transport links. Perfectly positioned in West London, Post House combines riverside living, green open spaces, and everyday convenience. Brentford High Street is just a 7-minute walk away, now home to a growing mix of independent cafés and popular high street names. Enjoy local favourites such as Feather & Stone, or pick up fresh bakes from Gail’s, alongside everyday essentials from Holland & Barrett. For added convenience, Morrisons and Lidl supermarkets are both nearby, making food shopping quick and easy. The area also offers great options for leisure, including the nearby Everyman Cinema and Sam’s Waterside, a well-loved independent restaurant located close to the river. Following ongoing regeneration, Brentford continues to grow as a vibrant West London neighbourhood, blending a lively High Street with scenic riverside walks and green spaces such as Syon Park and Kew Bridge close by. Excellent transport connections include direct bus routes to Chiswick, Hammersmith, and Westfield White City. Brentford and Syon Lane rail stations are ideally positioned nearby, providing fast and convenient connections across London. Homes at Post House are available through Shared Ownership, with shares starting from £98,750. ________________________________________ Why buy at Post House? • Spacious, well-designed layouts with large-format windows allowing plenty of natural light • Every home benefits from private outdoor space, either a balcony or terrace • Peacefully set within a secure, gated and car-free development • Just a 7-minute walk to Brentford High Street’s shops, cafés, and amenities • Surrounded by green spaces and scenic riverside walks • Ideally positioned near Syon Lane and Brentford rail stations, providing fast and convenient connections across London ________________________________________ Example – 1-Bedroom Shared Ownership apartment – 25% share • Full market value = £395,000 • 25% share price = £98,750 • Estimated monthly mortgage = £561 • Estimated monthly rent = £679 • Estimated monthly service charge = £224 • Estimated total monthly cost = £1,464 ________________________________________ What is Shared Ownership? Shared Ownership is a government-backed scheme designed to help you buy a home you may not otherwise afford. You purchase a share of the property, typically between 25% and 75%, and pay rent on the remaining share. You will also pay a service charge to cover the maintenance and management of the building and communal areas. Over time, you can increase your share up to 100% or sell your home on the open market. Your deposit is based on the value of the share you buy, not the full market price, making these modern homes more affordable than buying outright.

Shared ownership

How does Shared ownership work?

Shared ownership allows you to buy a share of a new house and pay rent on the remaining part. It is a government-backed incentive scheme, primarily aimed at helping first time buyers onto the property ladder. You can also use it to buy a bigger home than you can afford on the open market.

The percentage you can purchase may be different depending on where you buy the home:

In England, you can buy shares of between 10% and 75% of the full market value
In Scotland, you can buy a 25%, 50% or 75% share
In Wales, you can buy shares of between 25 and 75% of what the home is worth

Shared ownership is also known as ‘part-buy, part-rent’.

You will purchase your shared ownership property via a housing association or council. The home will be a new build or a re-sale of an existing shared ownership property, of which you’ll need to purchase the same percentage of shares as the existing owner, or more.

You will need a deposit and a mortgage on your share of the property that you are buying. The remaining share is owned by the housing association or council, and you will pay rent comprising up to 3% of this amount.

Although the housing association may have shares of up to 90% in your home, you will become the owner of the lease. As the leaseholder, you will be responsible for repairs inside the property and the housing association will take care of the outside.

To cover any costs that might be necessary for outside work, you will need to pay a service charge, usually paid monthly. It is a good idea to find out how much the service charge is and factor that into all monthly outgoings before you agree to buy.

Shared ownership eligibility

In England, this scheme is available to those in a household with a combined income of less than £80,000 a year (or £90,000 in London), and you are unable to afford a deposit and mortgage payments on a suitable property for you and your family. In Wales, you must have a combined income of less than £60,000.

There are other criteria you must meet, such as:

being a first time buyer, or
if you used to own a home but can no longer afford to buy outright, or
you want to move from one shared ownership property to another, or
you're setting up a new household, for example after a relationship breakdown, or
you currently own a home, and wish to move but cannot afford to buy outright.

You will also need to have no outstanding credit issues, so make sure you get your finances in order before you apply.

Criteria varies by country, so be sure to check before applying.

A development of Shared Ownership homes in England

What is Staircasing in Shared ownership?

You can buy additional shares of your home, usually in increments of 10%, until you own the majority or all of your home. Some older leases set the minimum amount at 25%, and newer ones may allow you to buy as little as 5% at a time. There are some instances where you may be able to buy 1% shares.

This process is called staircasing and allows you to own more of your home as you earn more money or can afford a bigger mortgage. Each time you wish to purchase more shares, these will be based on the value of the home at the time of buying the shares, and not the value of your home when you first bought it.

You will need to pay for a professional valuation of your property to determine the value of the shares before you can buy them. Buying more shares in your home will also mean paying less rent.

Things to consider before buying a Shared ownership home

There are other factors which may impact your decision on whether shared ownership is right for you:

You will still need a deposit for the mortgage portion of your home, usually between 5% and 10% of the value of the mortgage.
All usual moving fees apply including surveys, stamp duty and legal costs.
If you’re aged 55 or over, you may be eligible for Older People’s Shared ownership (OPSO) but bear in mind, you will only be able to own up to 75% of your home.
If you are a key worker, then a percentage of properties through housing associations will be allocated to those who work for the NHS, police, local authorities, Ministry of Defence and many more. Ask the housing association for more information.

Useful links

Find out more about shared ownership in England

Find out more about shared ownership in Scotland

Find out more about shared ownership in Wales

Shared ownership providers

The following housing associations and developers have shared ownership properties available throughout the UK which you can enquire via this website: