Shared ownership houses for sale | What is shared ownership?

How does it work?

Eligibility

Staircasing

Considerations

Shared ownership houses

Shared ownership

Sunningdale Park

by Gascoigne - Pees

Sunningdale, Berkshire, SL5 0AR

1 & 2 bedroom apartments

£36,500 - £453,750 for a 10% share
(£365,000 - £605,000 Full Market Value)

Receive a One4All voucher worth £1,000 when you reserve your new home at Sunningdale Park!* Welcome to Sunningdale Park, an exclusive new collection of one and two-bedroom homes uniquely nestled in 47 acres of picturesque parkland. Experience a lifestyle perfect to unwind in with nature walks right on your doorstep. Every home is finished to a high specification, with private on-site parking and AEG appliances. Find Ascot and Windsor within easy reach, where you can benefit from the Racecourse and Great Park. Set between Sunningdale and Ascot, your new home is situated in an idyllic countryside setting. You'll also benefit from a fantastic range of local amenities nearby, including prestigious golf courses and leisure facilities. Looking to travel further afield? Nearby Sunningdale station connects you to London in under an hour. Become a part of the local community at the nearby David Lloyd and leisure centres. Spend the weekends enjoying Ascot's cinemas and theatres. World-class spa hotels and restaurants such as Coworth Park and Penny Hill will be just a short drive away. *The Shared Ownership scheme is a Part Buy, Part Rent way of owning your own home for a smaller upfront payment. With Shared Ownership, you buy a share of your home using a mortgage from a bank or building society and pay a subsidised rent on the share you did not purchase. The combined mortgage and rent is usually less than you’d expect to pay if you bought a similar property outright. When you’re ready, you can buy more shares until you staircase to owning 100% of your home. Please note, as a Shared Ownership purchase there are likely to be additional legal fees during the conveyancing process, your solicitor can advise you of these. Move in for Christmas: Sunningdale Park *Available on new reservations only. One One4All voucher will be provided following legal completion worth £1000 (including VAT) for Sunningdale Park. Only applicable to new reservations received from Monday 14 September 2026, when reserving on or before 5.00pm on Saturday 31 October 2026. Subject to contract. Exchange of contract within 42 days. Incentive maybe withdrawn if exchange of contracts is not completed within 42 days. This offer cannot be used in conjunction with any other offer. Following withdrawal or termination of any offer, we reserve the right to extend, reintroduce or amend any such offer as we see fit at any time. The promoter is Abri Group Limited (trading as Abri or Abri Homes.) a Registered Society under the Co-operative and Community Benefit Societies Act 2014, no. 8537 and a charitable registered provider with the Regulator of Social Housing no. L4172) and The Swaythling Housing Society Limited (a Registered Society under the Co-operative and Community Benefit Societies Act 2014 no. 10237R and a registered provider with the Regulator of Social Housing no. L0689). Registered office: Collins House, Bishopstoke Road, Eastleigh, Hampshire SO50 6AD. Authorised and regulated by the Financial Conduct Authority. By participating in Abri offers/promotions, the participant is indicating his/her agreement to be bound by these terms and conditions. The entry instructions form part of the terms and conditions. No personal information gathered from these offers/promotions will be passed on to any third party. For more information about how Abri protects your privacy see abri.co.uk/data-protection. The offer is not transferable and subject to availability. Abri reserves the right to substitute the offer with another of equivalent or greater value without giving notice. No part or parts of the offer may be substituted for other benefits. Abri reserves the right to cancel, amend, withdraw, terminate or temporarily suspend the offer without notice in the event of any unforeseen circumstances or technical reason outside its reasonable control. Where there is any inconsistency between these General Terms and Conditions and any Special Terms for a particular offer/promotion, the Special Terms will override the General Terms. Abri’s decision in respect of all matters to do with the offer/promotion will be final and no correspondence will be entered into. This offer/promotion and terms and conditions will be governed by English law and any disputes will be subject to the exclusive jurisdiction of the courts of England. Any tax liability as a result of entry is the participant’s own.

Shared ownership

The Pastures

by Linden Homes

Bideford, Devon, EX39 3GJ

3 bedroom houses

£157,500 for a 50% share
£315,000 Full Market Value

Discover contemporary 2, 3, and 4-bedroom homes at The Pastures in the historic port town of Bideford. Whether you're buying your first home, moving up the property ladder, or downsizing, these energy-efficient new builds offer a clean, modern design and a relaxed coastal lifestyle. Each home features stylish interiors and is thoughtfully designed for modern family living.Selected properties include bi-fold doors that extend living space into the garden, while open-plan layouts create a seamless flow and bright, airy spaces. Every brand-new Linden home offers excellent energy efficiency to help lower your bills, plus peace of mind with a 10-year NHBC Buildmark warranty included. Considering Shared Ownership? â' Estimate your monthly costs today

Shared ownership

Aviator Park

by Hyde New Homes

Bury, Cambridgeshire, PE26 2AX

2, 3 & 4 bedroom houses

From £94,000 for a 40% share
(From £235,000 Full Market Value)

Aviator Park is a charming collection of 2, 3 and 4 bedroom houses nestled in the Cambridgeshire countryside and available to buy through shared ownership. Ideally positioned at the front of the development in a welcoming cu-de-sac, The Halton collection is the first phase of thoughtfully designed homes surrounded by stunning countryside, benefitting from turfed gardens, private off-road parking and a modern specification. Nestled between the beautiful villages of Upwood and Bury, and market town of Ramsey, plus located in the setting of a feature film, the new homes offer the perfect space whether you’re stepping onto the property ladder, growing a family, or embracing a life closer to nature. Within easy reach is an array of local shops and restaurants, plus Huntingdon Railway Station just a short drive away with direct links into London St Pancras in just over an hour. Set on the former RAF Upwood airbase, which had an illustrious history spanning decades, this exciting new neighbourhood offers the perfect balance of heritage and modern contemporary living. Book your private appointment to view our brand new three bedroom show home. The Hyde Difference • Over 90% customer satisfaction for 13 consecutive years • Experienced in house sales team to help you with the process to owning your own home • Option to purchase more shares and own your home outright at any time • High specification as standard • Contemporary kitchen units with integrated appliances at no extra cost • Quality flooring included

Shared ownership

How does Shared ownership work?

Shared ownership allows you to buy a share of a new house and pay rent on the remaining part. It is a government-backed incentive scheme, primarily aimed at helping first time buyers onto the property ladder. You can also use it to buy a bigger home than you can afford on the open market.

The percentage you can purchase may be different depending on where you buy the home:

In England, you can buy shares of between 10% and 75% of the full market value
In Scotland, you can buy a 25%, 50% or 75% share
In Wales, you can buy shares of between 25 and 75% of what the home is worth

Shared ownership is also known as ‘part-buy, part-rent’.

You will purchase your shared ownership property via a housing association or council. The home will be a new build or a re-sale of an existing shared ownership property, of which you’ll need to purchase the same percentage of shares as the existing owner, or more.

You will need a deposit and a mortgage on your share of the property that you are buying. The remaining share is owned by the housing association or council, and you will pay rent comprising up to 3% of this amount.

Although the housing association may have shares of up to 90% in your home, you will become the owner of the lease. As the leaseholder, you will be responsible for repairs inside the property and the housing association will take care of the outside.

To cover any costs that might be necessary for outside work, you will need to pay a service charge, usually paid monthly. It is a good idea to find out how much the service charge is and factor that into all monthly outgoings before you agree to buy.

Shared ownership eligibility

In England, this scheme is available to those in a household with a combined income of less than £80,000 a year (or £90,000 in London), and you are unable to afford a deposit and mortgage payments on a suitable property for you and your family. In Wales, you must have a combined income of less than £60,000.

There are other criteria you must meet, such as:

being a first time buyer, or
if you used to own a home but can no longer afford to buy outright, or
you want to move from one shared ownership property to another, or
you're setting up a new household, for example after a relationship breakdown, or
you currently own a home, and wish to move but cannot afford to buy outright.

You will also need to have no outstanding credit issues, so make sure you get your finances in order before you apply.

Criteria varies by country, so be sure to check before applying.

A development of Shared Ownership homes in England

What is Staircasing in Shared ownership?

You can buy additional shares of your home, usually in increments of 10%, until you own the majority or all of your home. Some older leases set the minimum amount at 25%, and newer ones may allow you to buy as little as 5% at a time. There are some instances where you may be able to buy 1% shares.

This process is called staircasing and allows you to own more of your home as you earn more money or can afford a bigger mortgage. Each time you wish to purchase more shares, these will be based on the value of the home at the time of buying the shares, and not the value of your home when you first bought it.

You will need to pay for a professional valuation of your property to determine the value of the shares before you can buy them. Buying more shares in your home will also mean paying less rent.

Things to consider before buying a Shared ownership home

There are other factors which may impact your decision on whether shared ownership is right for you:

You will still need a deposit for the mortgage portion of your home, usually between 5% and 10% of the value of the mortgage.
All usual moving fees apply including surveys, stamp duty and legal costs.
If you’re aged 55 or over, you may be eligible for Older People’s Shared ownership (OPSO) but bear in mind, you will only be able to own up to 75% of your home.
If you are a key worker, then a percentage of properties through housing associations will be allocated to those who work for the NHS, police, local authorities, Ministry of Defence and many more. Ask the housing association for more information.

Useful links

Find out more about shared ownership in England

Find out more about shared ownership in Scotland

Find out more about shared ownership in Wales

Shared ownership providers

The following housing associations and developers have shared ownership properties available throughout the UK which you can enquire via this website: