My new homes Login

Shared ownership houses

BPHA at Linmere - Stonebond

by DOMOVO / BPHA

Dunstable, Bedfordshire, LU5 7BL

2 bedroom houses

From £72,500 for a 25% share
(From £290,000 Full Market Value)

Domovo are excited to offer a modern collection of 2 bedroom homes within the desirable new residential community of Linmere. These stylish, new homes are ideal for singles and couples, families, commuters and downsizers alike, all available through shared ownership. Located in South Bedfordshire, Linmere is a vibrant new community that places well-being and outdoor living at its core. Thoughtfully designed green spaces make it easy to walk or cycle through the area, ensuring a strong connection with nature at every step. With green spaces just a five-minute walk from every home, it’s a place for all generations to thrive and enjoy. At Linmere, the great outdoors is more than just an escape — it’s a way of life, where you can connect with nature and your neighbours. Pricing: Two bedroom terrace houses: prices from - £72,500 for a 10% share and £217,500 for a 75% share (Based on a full market value - £290,000) Two bedroom semi-detached houses: prices from - £73,750 for a 25% share and £221,250 for a 75% share (Based on a full market value - £295,000) Monthly Service Charge: from £20.23 (This is an estimate only) Lease Term: 999 years Initial shares available to purchase between 25-75%*. *(Your application will be affordability assessed by an Independent Mortgage Advisor to determine what share you can afford to buy). Specification: Kitchen - Hamilton gloss white cupboard doors - Quartz grey worktop with upstand - Brushed nickle cupboard door handle - Stainless steel splashback - Built in oven, hob and hood - Vinyl flooring – Louisa Oak 22856 (Furlong) Bathroom - Vinyl flooring – Louisa Oak 22856 (Furlong) - Wall tile to wet areas –Bergdust Crema (Monumental Tiles) General - Carpets provided - Private garden - Two car parking spaces - Air source heat pump heating system - EV charging point provided* - Mechanical Ventilation Heat Recovery (MVHR) located in cupboard space *We reserve the right to change the specification at any time. **For further advice on EV tariff and connection criteria, please speak to your Sales advisor ***Spaces to be measured on completion of the homes Please note that the imagery shown are CGIs – Guide only and from our 2 bedroom semi-detached show home at the development. On your doorstep Linmere is set amidst 90 acres of lush green spaces and beautifully landscaped parks. Right on your doorstep, you’ll find a variety of shops, including a Lidl, along with a children’s adventure playground and leisure facilities. At the heart of the community, The Farmstead welcomes everyone, offering a lively hub with shops, a café, and a community hall perfect for celebrations, classes, or business meetings. For younger residents, the school, and open spaces provide endless opportunities for play and learning. These vibrant spaces are enjoyed by both the Linmere community and visitors alike. Shared Ownership, how does it work? If buying a home seems out of reach, Shared Ownership* could be the answer and offers a great alternative to renting. Initial shares of between 25% and 75%** of our properties are available, you will pay a subsidised rent on the remaining share. In the future, you can purchase further shares in your home*** or sell your share and move on. *Properties are offered as leasehold, with a lease term of 999 years. **Shares offered are based on the affordability determined by an Independent Mortgage Advisor. ***Some properties are restricted to the level of share you can purchase. Disclaimer The information provided by Domovo, the sales and marketing brand for bpha, is prepared as a general guide only and should not be relied upon as a basis to enter into a legal contract or to commit expenditure. All measurements are approximate. Floorplans are for illustration purposes only. Photographs/CGIs provided are for guidance only, could be from a previous phase, and may not reflect items included in the property sale. Any interested party is advised to check the measurements and to consult their own surveyor, solicitor and/or other professionals before committing themselves to any expenditure or other legal commitments. All customer reviews were obtained by incentive. While we strive to provide accurate and unbiased reviews, we cannot guarantee that all information is accurate, complete, or up to date. Any reliance placed on such information is strictly at your own risk. Any interested party is encouraged to conduct their own research and make decisions based on their own individual circumstances. Please note: Your home may be repossessed if you do not keep up repayments on your mortgage.
Shared ownership

Redwing Court

by Bairstow Eves

Hendon, Greater London, NW9 6GU

1 & 2 bedroom apartments

From £88,125 for a 25% share
(From £352,500 Full Market Value)

Square Roots Hendon is setting new standards in Shared Ownership. Stylish developments with a high quality finish and specification with communal gardens and roof terraces. Square Roots Hendon comes with exceptional customer care giving you peace of mind after you have moved in. Square Roots Hendon is a development of 236 Shared Ownership apartments within 4 separate blocks, creating a community within a community all within a short walk of Hendon Thameslink Station, allowing fast access into London and beyond. A selection of 1 & 2 bedroom spacious apartments are available in Redwing Court, the first phase to be released. Designed with modern living in mind, the apartments are spacious with lots of natural light and all come with private balconies or patios. Ready to move into, please contact us to make an appointment.
Shared ownership

Hazel

by Auxesia Homes

Matlock, Derbyshire, DE4 5LZ

2 bedroom houses

From £131,495 for a 50% share
(From £262,990 Full Market Value)

Hazel is an exceptional development located in Matlock, Derbyshire, offering a selection of beautifully designed 2-bedroom homes, perfect for modern living. Hazel’s location puts you within easy reach of everything you need for day-to-day living and beyond. Matlock town centre is just minutes away, offering a mix of supermarkets, local shops, cafe’s, and essential services. There are excellent local schools, a leisure centre, and a range of healthcare facilities nearby. For commuters, Matlock railway station provides direct links to Derby and onward national connections, while the nearby A6 and M1 offer quick road access to Sheffield, Nottingham, and the wider region. Whether you’re heading into the Peaks for a weekend walk or commuting into the city, Hazel is perfectly placed for both convenience and adventure. The Blueberry is a stylish two-bedroom home designed with comfort, practicality, and contemporary aesthetics in mind. Perfect for first-time buyers, young couples, or those seeking to downsize, this home blends smart design with everyday ease. Positioned in a quiet cul-de-sac and overlooking a tranquil wetland, the setting brings a rare sense of calm and natural beauty right to your doorstep. At the front, the lounge offers a cosy space to relax and take in the view, while the rear opens into a bright, open-plan kitchen and dining area, deal for everything from midweek meals to weekend entertaining. French doors lead to the rear garden, enhancing the indoor- outdoor connection and drawing in natural light. A convenient downstairs WC adds to the practicality. Upstairs, two spacious double bedrooms provide peaceful retreats, with plenty of room for storage and personal touches. The sleek family bathroom is finished with high-quality fittings and a timeless look. With considered design and an enviable position, the Blueberry offers a low-maintenance, contemporary home in one of Hazel’s most charming corners. The Avocado is a beautifully designed two-bedroom home that blends contemporary living with thoughtful functionality. Perfect for first-time buyers, young families, or those looking to downsize, this charming property offers a spacious open-plan kitchen and living area ideal for entertaining, along with two generously sized bedrooms and a stylish family bathroom. Finished to Honey Homes’ exacting standards, The Avocado features energy-efficient systems, quality finishes throughout, and plenty of natural light to create a warm and welcoming atmosphere. Set within a peaceful corner of the Hazel development, these homes enjoy serene views across a nearby lake, adding a rare sense of calm and connection to nature. The surrounding green space and considered landscaping enhance the appeal, making each home feel like a quiet retreat, yet with all the benefits of a modern, connected lifestyle. With private parking and a landscaped garden, The Avocado delivers comfort, convenience, and character in equal measure, offering a setting that’s as uplifting as the home Prices start from £131,495 which represents a 50% share of the property. Rent would therefore be payable on the outstanding 50% share, set at 2.75% per annum. Based on a 50% share, rent would equate to an additional £301 per month on top of any required mortgage. You may purchase up to 75% of the total property price upfront.
Shared ownership
Please search and select a location, postcode developer or development

How does Shared ownership work?

Shared ownership allows you to buy a share of a new house and pay rent on the remaining part. It is a government-backed incentive scheme, primarily aimed at helping first time buyers onto the property ladder. You can also use it to buy a bigger home than you can afford on the open market.

The percentage you can purchase may be different depending on where you buy the home:

Shared ownership is also known as ‘part-buy, part-rent’.

You will purchase your shared ownership property via a housing association or council. The home will be a new build or a re-sale of an existing shared ownership property, of which you’ll need to purchase the same percentage of shares as the existing owner, or more.

You will need a deposit and a mortgage on your share of the property that you are buying. The remaining share is owned by the housing association or council, and you will pay rent comprising up to 3% of this amount.

Although the housing association may have shares of up to 90% in your home, you will become the owner of the lease. As the leaseholder, you will be responsible for repairs inside the property and the housing association will take care of the outside.

To cover any costs that might be necessary for outside work, you will need to pay a service charge, usually paid monthly. It is a good idea to find out how much the service charge is and factor that into all monthly outgoings before you agree to buy.

Shared ownership eligibility

In England, this scheme is available to those in a household with a combined income of less than £80,000 a year (or £90,000 in London), and you are unable to afford a deposit and mortgage payments on a suitable property for you and your family. In Wales, you must have a combined income of less than £60,000.

There are other criteria you must meet, such as:

  • being a first time buyer, or
  • if you used to own a home but can no longer afford to buy outright, or
  • you want to move from one shared ownership property to another, or
  • you're setting up a new household, for example after a relationship breakdown, or
  • you currently own a home, and wish to move but cannot afford to buy outright.

You will also need to have no outstanding credit issues, so make sure you get your finances in order before you apply.

Criteria varies by country, so be sure to check before applying.

A development of Shared Ownership homes in England

What is Staircasing in Shared ownership?

You can buy additional shares of your home, usually in increments of 10%, until you own the majority or all of your home. Some older leases set the minimum amount at 25%, and newer ones may allow you to buy as little as 5% at a time. There are some instances where you may be able to buy 1% shares.

This process is called staircasing and allows you to own more of your home as you earn more money or can afford a bigger mortgage. Each time you wish to purchase more shares, these will be based on the value of the home at the time of buying the shares, and not the value of your home when you first bought it.

You will need to pay for a professional valuation of your property to determine the value of the shares before you can buy them. Buying more shares in your home will also mean paying less rent.

Things to consider before buying a Shared ownership home

There are other factors which may impact your decision on whether shared ownership is right for you:

  • You will still need a deposit for the mortgage portion of your home, usually between 5% and 10% of the value of the mortgage.
  • All usual moving fees apply including surveys, stamp duty and legal costs.
  • If you’re aged 55 or over, you may be eligible for Older People’s Shared ownership (OPSO) but bear in mind, you will only be able to own up to 75% of your home.
  • If you are a key worker, then a percentage of properties through housing associations will be allocated to those who work for the NHS, police, local authorities, Ministry of Defence and many more. Ask the housing association for more information.

Useful links

Shared ownership providers

The following housing associations and developers have shared ownership properties available throughout the UK which you can enquire via this website: