Shared ownership houses for sale | What is shared ownership?

How does it work?

Eligibility

Staircasing

Considerations

Shared ownership houses

Incentives available up to £6,688 – T&Cs apply

Kidbrooke Square

by NHG Homes

Greenwich, Greater London, SE3 9JU

1, 2 & 3 bedroom apartments

£93,125 - £158,750 for a 25% share
£372,500 - £635,000 Full Market Value

Claim up to £6688 cash back* on a home of your own! Discover a brand new collection of shared ownership apartments at Kidbrooke Square in the Royal Borough of Greenwich, designed to exceptionally high standards gathered around a village square with future gym, café and shops. Enjoy miles of green space for your healthy lifestyle, a mouth-watering choice of restaurants, bars and pubs within walking distance, and historic Blackheath Village and Greenwich comfortably close by. Your new London life could begin at Kidbrooke Square. • Concierge • Exclusive residents’ gym • Direct access to Kidbrooke Station Local Area Cator Park - 4 minute walk Greenwich Park - 13 minutes by cycle Blackheath Village - 22 minutes by bus Out & About Kidbrooke Square has been designed with the environment and resident wellbeing in mind. Adjacent to Kidbrooke Village, one of London’s most exciting and well-renowned regeneration projects, it has an abundance of green space on its doorstep. This includes Cator Park – recently awarded the David Attenborough Award for enhancing biodiversity – with its children’s playground and Sutcliffe Park, with grassland, meadow, and wetland rich with a variety of plants and wildlife. *Offer is available on new reservations from 14th of November 2025 and completing with timescales set by NHG Homes. Incentive is payable up to 28 days after completion. Speak to the sales team for more information. Computer generated images are for indicative purposes only. Specifications are subject to change without notice. Please contact the sales team for further information

Shared ownership

Isleport Grove

by Aster Homes

Highbridge, Somerset, TA9 4QX

2 & 3 bedroom houses

from £88,000 for a 40% share
£220,000 - £270,000 Full Market Value

Shared ownership at Isleport Grove, Highbridge, Somerset.Situated within the beautiful town of Highbridge, Isleport Grove is a wonderful development of new homes in the county of Somerset. We have a range of 2, 3 & 4-bedroom homes coming soon for shared ownership sale - register your details with us for information!Homes for sale in Highbridge; Live the dream at Isleport GroveIt's hard to get across the beauty of Isleport Grove. The heart of the development is the large play area at the centre, alongside the community building with the estate spreading out from there. The south side of the development has a stunning area to take those quiet evening strolls whether with your family or the dog and when it comes to getting around, you couldn't be better located. Just half a mile from Highbridge and Burnham train station along with Junction 22 of the M5 just a couple of minutes away, getting around couldn't be easier. This development really is a dream come true.Where is Isleport Grove? The Highbridge lifestyleLocated on the western edge of the Somerset Levels, Highbridge is a lovely little town with a selection of shops and cafes as well as the Apex Leisure and Wildlife Park which is filled with wildlife, lovely walks around the lake and play areas for little ones. Not too far up the road, you have Burnham-on- Sea with their beach and coastal golf course and for city shopping and facilities, you have Bridgwater and Taunton to the South.For those with children, Churchfield School is the local primary and for the older children, you have King Alfred School and Academy, both of which have 'Good' ratings with Ofsted.All in all, Highbridge is a great town with incredible transport links and is surrounded by an amazing amount of countryside and wildlife. This is why Isleport Grove truly is a dream come true.Shared ownership - the smart step in buying your home.You might have thought that the cost of houses in Highbridge would be prohibitive in such a competitive market, but our homes in Isleport Grove are all for sale under our smart, simple shared ownership scheme.There are no catches - you just buy an affordable share, pay rent on the remaining amount and increase your shares as your finances permit. It allows you to get your foot on the property ladder much more easily than buying outright. You can learn more at https://www.aster.co.uk/sales/shared-ownership, or just call us and we'll be happy to answer your questions.Make an Aster house your homeOur aim at Aster is to find you a home, not just a house - and with our fab shared ownership approach, you can find a home in a lovely location that may otherwise be out of your reach, just contact us today!So if you're ready to find out more about our houses for sale in Somerset, on the Isleport Grove development in Highbridge, get in touch with me, Sara, and I'll be delighted to help. As your local expert, just ring or fill in the form below and I'll answer all your questions. *While we endeavour to make our property descriptions and plans fair, accurate and reliable, they are only a general guide to the property and may be subject to change. Accordingly, if there is any point which is of particular importance to you, please contact the office and we will be pleased to check the position for you, especially if you are contemplating travelling some distance to view the property. Shared ownership homes are bought as leasehold properties, for more information speak to our team. Service charges and rent payable on the unsold equity of this property will be reviewed annually with any changes coming into effect on the 1st April each year. Your home may be at risk of repossession if you don't maintain your mortgage and rental payments.

Shared ownership

Take advantage of £2,500 deposit boost

Shared Ownership at Eastman Village

by Hyde New Homes

Harrow, Greater London, HA1 4GL

1 & 2 bedroom apartments

From £134,400 for a 40% share
(From £346,000 Full Market Value)

An established neighbourhood in Harrow with one bedroom apartments ready to move in now and a new phase of one and two bedroom apartments, available to buy through shared ownership. Take advantage of £2,500 deposit boost when you reserve a brand-new apartment at The Focus Collection– limited time only for new reservations. Formerly the iconic Kodak factory, this emerging village is in the heart of a £10.7bn transformation area is perfectly located for easy access into central London, with over 2,000 new homes, offices, restaurants, cafes', shops and amenities being built around a six acre landscaped park which serves a new green link in the heart of residential Harrow. A brand new on-site carbon efficient energy centre will provide heating across the development, reducing carbon emissions by over 35%, meaning your brand new home could be up to 65% cheaper to run. Specialised landscaping will encourage bio-diversity throughout and the homes are designed with you in mind for modern city living. The homes boast contemporary specifications and comes complete with integrated appliances and quality flooring fitted at no additional cost, ensuring a hassle-free move-in experience. Why wait, make your move with only a 5% deposit! Find out more today. The Hyde Difference • Over 90% customer satisfaction for 12 consecutive years • Experienced in-house sales team to help you with the process to owning your own home • Option to purchase more shares and own your home outright at any time • High specification as standard • Contemporary kitchen units with integrated appliances • NHBC warranty • Quality flooring included *T&C's apply.

Shared ownership

How does Shared ownership work?

Shared ownership allows you to buy a share of a new house and pay rent on the remaining part. It is a government-backed incentive scheme, primarily aimed at helping first time buyers onto the property ladder. You can also use it to buy a bigger home than you can afford on the open market.

The percentage you can purchase may be different depending on where you buy the home:

In England, you can buy shares of between 10% and 75% of the full market value
In Scotland, you can buy a 25%, 50% or 75% share
In Wales, you can buy shares of between 25 and 75% of what the home is worth

Shared ownership is also known as ‘part-buy, part-rent’.

You will purchase your shared ownership property via a housing association or council. The home will be a new build or a re-sale of an existing shared ownership property, of which you’ll need to purchase the same percentage of shares as the existing owner, or more.

You will need a deposit and a mortgage on your share of the property that you are buying. The remaining share is owned by the housing association or council, and you will pay rent comprising up to 3% of this amount.

Although the housing association may have shares of up to 90% in your home, you will become the owner of the lease. As the leaseholder, you will be responsible for repairs inside the property and the housing association will take care of the outside.

To cover any costs that might be necessary for outside work, you will need to pay a service charge, usually paid monthly. It is a good idea to find out how much the service charge is and factor that into all monthly outgoings before you agree to buy.

Shared ownership eligibility

In England, this scheme is available to those in a household with a combined income of less than £80,000 a year (or £90,000 in London), and you are unable to afford a deposit and mortgage payments on a suitable property for you and your family. In Wales, you must have a combined income of less than £60,000.

There are other criteria you must meet, such as:

being a first time buyer, or
if you used to own a home but can no longer afford to buy outright, or
you want to move from one shared ownership property to another, or
you're setting up a new household, for example after a relationship breakdown, or
you currently own a home, and wish to move but cannot afford to buy outright.

You will also need to have no outstanding credit issues, so make sure you get your finances in order before you apply.

Criteria varies by country, so be sure to check before applying.

A development of Shared Ownership homes in England

What is Staircasing in Shared ownership?

You can buy additional shares of your home, usually in increments of 10%, until you own the majority or all of your home. Some older leases set the minimum amount at 25%, and newer ones may allow you to buy as little as 5% at a time. There are some instances where you may be able to buy 1% shares.

This process is called staircasing and allows you to own more of your home as you earn more money or can afford a bigger mortgage. Each time you wish to purchase more shares, these will be based on the value of the home at the time of buying the shares, and not the value of your home when you first bought it.

You will need to pay for a professional valuation of your property to determine the value of the shares before you can buy them. Buying more shares in your home will also mean paying less rent.

Things to consider before buying a Shared ownership home

There are other factors which may impact your decision on whether shared ownership is right for you:

You will still need a deposit for the mortgage portion of your home, usually between 5% and 10% of the value of the mortgage.
All usual moving fees apply including surveys, stamp duty and legal costs.
If you’re aged 55 or over, you may be eligible for Older People’s Shared ownership (OPSO) but bear in mind, you will only be able to own up to 75% of your home.
If you are a key worker, then a percentage of properties through housing associations will be allocated to those who work for the NHS, police, local authorities, Ministry of Defence and many more. Ask the housing association for more information.

Useful links

Find out more about shared ownership in England

Find out more about shared ownership in Scotland

Find out more about shared ownership in Wales

Shared ownership providers

The following housing associations and developers have shared ownership properties available throughout the UK which you can enquire via this website: