Your First Home scheme
Explore your estimated purchase budget using your household income, available deposit and the price cap where you want to buy.
Your deposit
From 2.5%
This is paid at the outset. A lower deposit lets you buy earlier, but means a larger mortgage. The deposit can be between 2.5% and 15%.
Equity loan
20%
A Government-backed equity loan covers 20% of the home's price and is interest-free for the first 5 years. When you sell your home, you pay back 20% of its value.
Your mortgage
Up to 77.5%
This is repaid each month. Borrowing less could lead to lower monthly payments.