Cottam Gardens by Legal & General Affordable Homes in Higher Bartle

Final Three Bed House Now Available!

A home of your own at Cottam Gardens
 A collection of beautiful 3 bedroom houses available with Shared Ownership in the rural town of Cottam, Lancashire. 

The homes at Cottam Gardens have all been thoughtfully designed with modern living in mind, giving you and your family more space to enjoy life. Beautifully designed interiors and bright open plan spaces are complemented by a high specification throughout.

Think light, open plan living areas, luxurious master bedrooms with en-suites, two parking bays with Electric Vehicle Charging points for every home and large gardens including a paved patio area that come as standard.

You'll have a choice of shops, a local pub, school, community centre and an outstanding local sports centre on hand, with all the amenities of Preston just a little further down the road. No wonder Cottam is becoming such a popular choice for buyers.

Preston railway station is just 3 miles away from Cottam Gardens, offering you excellent connections right across the country including regular services to Blackpool, Manchester, Lancaster and Liverpool. There are also excellent links to Glasgow, Edinburgh, Birmingham, the Lake District and two trains an hour (one direct) to London Euston.

Legal & General Affordable Homes is offering a unique opportunity to purchase a new home here through Shared Ownership. Thanks to this scheme, you can own your own home with a lower deposit than is required to buy outright or with other buying schemes.

The final phase of homes at Cottam Gardens is ready to move into now.

For more information, please register or contact our Sales Consultant who will be delighted in helping you find your new home.

Available to purchase from a 40% share.

Financial Breakdown: 

• Full Market Value: £225,500
• 40% Share Value: £90,200
• 5% deposit of 40%: £4,510
• Rent on unowned share: £311
• Service Charge: £55 per month
• Council Tax: TBC*

Key Features: 

• Zanussi electric oven, hob and stainless steel chimney hood
• Paved patio area
• Turf to rear garden
• Two parking bays with an electric vehicle charging point
• NHBC 10 Year Building Warranty

WHAT IS SHARED OWNERSHIP?
If you can't afford the mortgage on 100% of a home, Shared Ownership offers you the chance to buy a share of your home (between 25% and 75%) and pay rent on the remaining share. Later on, you could buy bigger shares when you can afford to and, if you chose, own the property outright. Monthly costs to purchase via Shared Ownership are generally less than purchasing outright or renting, making it a fantastic option to get onto the housing ladder.

ELIGIBILITY CRITERIA:

To be eligible for a home at Cottam Gardens, you'll need to:

• Have a combined household income under £80,000 per annum
• Not already own a property, or part of a property, at the time of completing on your purchase
• Be unable to purchase a suitable home to meet your housing needs on the open market
• Have a minimum of £5,000 to cover the costs of buying a home
• Must have a living / working connection in the City of Preston

If you don't meet the eligibility criteria for this development, you may still qualify for a shared ownership purchase at one of our others, so take a look at our website for more information.

Legal & General Affordable Homes are a Registered Provider offering these apartments for sale on a Shared Ownership basis. We are creating communities to live, grow and flourish and are committed to removing the stress and anxiety associated with moving house, whilst delivering customer satisfaction and quality new homes.

Council Tax: TBC

Council tax bands are often not released until the property is complete. If you need any guidance, please get in touch with our Sales Consultants otherwise the local authority or the developer may be able to help.