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Shared ownership houses

bpha at Linmere - Hill

by DOMOVO / BPHA

Houghton Regis, Bedfordshire, LU5 7BU

1 & 2 bedroom apartments and 2 & 3 bedroom houses

From £19,500 for a 10% share
(From £195,000 Full Market Value)

Domovo are excited to offer a modern collection of 1, 2 and 3 bedroom homes within the desirable new residential community of Linmere. These stylish, new homes are ideal for singles and couples, families, commuters and downsizers alike, all available through shared ownership. Located in South Bedfordshire, Linmere is a vibrant new community that places well-being and outdoor living at its core. Thoughtfully designed green spaces make it easy to walk or cycle through the area, ensuring a strong connection with nature at every step. With green spaces just a five-minute walk from every home, it’s a place for all generations to thrive and enjoy. At Linmere, the great outdoors is more than just an escape — it’s a way of life, where you can connect with nature and your neighbours. Pricing: One bedroom apartments: prices from - £19,500 for a 10% share and £146,250 for a 75% share (Based on a full market value - £195,000) Two bedroom apartments: prices from - £23,500 for a 10% share and £176,250 for a 75% share (Based on a full market value - £235,000) Monthly Service Charge: £100.41 (This is an estimate only) Lease Term: 999 years Two bedroom terrace houses: prices from - £29,500 for a 10% share and £221,250 for a 75% share (Based on a full market value - £295,000) Three bedroom terrace houses: prices from - £38,000 for a 10% share and £285,000 for a 75% share (Based on a full market value - £380,000) Monthly Service Charge: from £43.83 (This is an estimate only) Lease Term: 999 years Initial shares available to purchase between 10-75%*. *(Your application will be affordability assessed by an Independent Mortgage Advisor to determine what share you can afford to buy). Specification: Kitchen - Woodbury white kitchen cupboard doors - Copper slate worktop - Washed salvage timber – Amtico spacia wood effect vinyl flooring - White Metro brick wall tiles - Electrolux integrated cooker hood, oven and electric hob - Integrated dishwasher and fridge freezer - Washer/dryer (Apartments) - Washing machine (Houses) Bathroom - Thermostatic shower over bath - Glass shower screen - Chrome towel rail - Wall tiling to wet areas – Nube colour - Washed salvage timber – Amtico spacia wood effect vinyl flooring General - Carpet – Grey partridge - Gas central heating (Apartments) - Air Source Heat Pump heating system (Houses) - BT fibre broadband - 1 car parking space (Apartments) - 2 car parking spaces (Houses) - Electric vehicle charging point - - Universal type 2 socket** *We reserve the right to change the specification at any time. **For further advice on EV tariff and connection criteria, please speak to your Sales advisor ***Spaces to be measured on completion of the homes Please note that the imagery shown are CGIs – Guide only. On your doorstep Linmere is set amidst 90 acres of lush green spaces and beautifully landscaped parks. Right on your doorstep, you’ll find a variety of shops, including a Lidl, along with a children’s adventure playground and leisure facilities. At the heart of the community, The Farmstead welcomes everyone, offering a lively hub with shops, a café, and a community hall perfect for celebrations, classes, or business meetings. For younger residents, the school, and open spaces provide endless opportunities for play and learning. These vibrant spaces are enjoyed by both the Linmere community and visitors alike. Shared Ownership, how does it work? If buying a home seems out of reach, Shared Ownership* could be the answer and offers a great alternative to renting. Initial shares of between 10% and 75%** of our properties are available, you will pay a subsidised rent on the remaining share. In the future, you can purchase further shares in your home*** or sell your share and move on. *Properties are offered as leasehold, with a lease term of 999 years. **Shares offered are based on the affordability determined by an Independent Mortgage Advisor. ***Some properties are restricted to the level of share you can purchase. Disclaimer The information provided by Domovo, the sales and marketing brand for bpha, is prepared as a general guide only and should not be relied upon as a basis to enter into a legal contract or to commit expenditure. All measurements are approximate. Floorplans are for illustration purposes only. Photographs/CGIs provided are for guidance only and may not reflect items included in the property sale. Any interested party is advised to check the measurements and to consult their own surveyor, solicitor and/or other professionals before committing themselves to any expenditure or other legal commitments. Please note: Your home may be repossessed if you do not keep up repayments on your mortgage.
Shared ownershipGreen features

Woodside Meadows

by Manners & Harrison

Hartlepool, County Durham, TS25 1DF

3 & 4 bedroom houses

From £52,500 for a 30% share
(From £175,000 Full Market Value)

Seaton Meadows development is just a couple of miles from the coastal village of Seaton Carew. With great transport links, local amenities, attractions and outdoor spaces, this is an ideal place to invest in your future. The Amber The Amber is a spaciously-designed, semi-detached, three-bedroom family home. Built to a high-quality standard, this property boasts charming designs and modern décor along with energy efficiency throughout. On the ground floor, The Amber consists of a large, open-plan kitchen-diner with sizeable patio doors leading to the private rear garden. In addition, a convenient ground floor w/c accompanies a generously-sized lounge area. The first floor comprises a main bedroom with en-suite shower and washroom as well as two large double bedrooms, a family bathroom and landing with access to the loft space. Located in the lively town of Hartlepool, the new Seaton Meadows development is just a couple of miles from the coastal village of Seaton Carew. With great transport links, local amenities, attractions and outdoor spaces, this is an ideal place to invest in your future. Share advertised is 30% of the full market value of £175,000. The Sage The Sage is a semi-detached, three-bedroom family home offering space and elegance throughout. Built with energy-efficient materials to a high-quality specification, this property delivers superb designs, modern décor and excellent finishes. On the ground floor, The Sage offers a spacious open-plan Howdens fitted kitchen-diner with French patio doors leading to the private rear garden. There is also a convenient ground floor w/c, storage room and a generous-sized living area, along with outside parking for two vehicles. The first floor comprises a main bedroom with en-suite shower and washroom, a sizeable double bedroom and a single bedroom that could easily double as a home office. A family bathroom completes this home with full-height bath tiles, quality finishes and fitted vinyl flooring. Located in the lively town of Hartlepool, the new development of Seaton Meadows is just a couple of miles from the coastal village of Seaton Carew. Thanks to great transport links and no shortage of local amenities, attractions and outdoor spaces, this is an ideal place to put down roots. Share advertised is 30% of the full market value of £185,000. The Jade The Jade is a generously-designed, semi-detached, four-bedroom family home. Built to a high-quality standard, this property presents charming designs, modern décor and energy efficiency throughout. On the ground floor, The Jade comprises a spacious open-plan Howdens fitted kitchen-diner, a convenient separate w/c and a sizeable living area with large patio doors leading to the private rear garden. Outside of the property, you will also find a generous garage space and parking for an additional two vehicles. The first floor consists of a main bedroom with en-suite shower and washroom, another two large double bedrooms, a single bedroom and a stunning family bathroom with modern tiles, fixtures and fittings. Located in the lively town of Hartlepool, Seaton Meadows is a new development just a couple of miles from the coastal village of Seaton Carew. With great transport links, local amenities, attractions and outdoor spaces, this is an ideal place to put down roots. Share advertised is 45% of the full market value of £225,000.
Shared ownership

Aqua Gardens

by Riverside Housing

Royal Docks, Greater London, E16 1AZ

1, 2 & 3 bedroom apartments

From £101,250 for a 25% share
(£405,000 - £642,000 Full Market Value)

Our collection of luxury 1,2 and 3 bed apartments in Aqua Gardens are perfectly situated in East London’s impressive Royal Docks regeneration area, a growing hub of culture, business, and opportunity along the water’s edge. BOOK YOUR VIEWING TODAY!!! Your luxury apartment is only a stone’s throw from the dockside, with exquisite gardens providing a welcome haven after a hard day’s work. All our apartments have a contemporary look and feel with open plan living/dining, fully fitted kitchen with integrated appliances, lots of storage space with private outdoor space. All residents have access to a range of amenities including a Spin Studio, Cinema Room, Gym, Swimming Pool and many more. You can reach Aqua Gardens by Custom House DLR station only a 4 min walk away offering fast connection in to the city via the Elizabeth Line or a getaway to City Airport via the DLR. You are also a stone throw away from the river front the Royal Eden Docks where you can enjoy the sunshine whilst having lunch in the many restaurants and cafes it has to offer. Come along and see for yourself, book your viewing slot today. Opening Hours: • Sun / Mon - Closed • Tues - 9am-5pm • Wednesday - Closed • Thurs / Fri / 9am - 5pm • Sat - 9am - 3pm Marketing Suite Address : Royal Eden Docks Marketing Suite, 14 Western Gate way, London, E16 1DA We are located a 2 minute walk from Custom House station, please go down the steps opposite the Excel, we are opposite Busy Bees Nursery
Shared ownership
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How does Shared ownership work?

Shared ownership allows you to buy a share of a new house and pay rent on the remaining part. It is a government-backed incentive scheme, primarily aimed at helping first time buyers onto the property ladder. You can also use it to buy a bigger home than you can afford on the open market.

The percentage you can purchase may be different depending on where you buy the home:

Shared ownership is also known as ‘part-buy, part-rent’.

You will purchase your shared ownership property via a housing association or council. The home will be a new build or a re-sale of an existing shared ownership property, of which you’ll need to purchase the same percentage of shares as the existing owner, or more.

You will need a deposit and a mortgage on your share of the property that you are buying. The remaining share is owned by the housing association or council, and you will pay rent comprising up to 3% of this amount.

Although the housing association may have shares of up to 90% in your home, you will become the owner of the lease. As the leaseholder, you will be responsible for repairs inside the property and the housing association will take care of the outside.

To cover any costs that might be necessary for outside work, you will need to pay a service charge, usually paid monthly. It is a good idea to find out how much the service charge is and factor that into all monthly outgoings before you agree to buy.

Shared ownership eligibility

In England, this scheme is available to those in a household with a combined income of less than £80,000 a year (or £90,000 in London), and you are unable to afford a deposit and mortgage payments on a suitable property for you and your family. In Wales, you must have a combined income of less than £60,000.

There are other criteria you must meet, such as:

  • being a first time buyer, or
  • if you used to own a home but can no longer afford to buy outright, or
  • you want to move from one shared ownership property to another, or
  • you're setting up a new household, for example after a relationship breakdown, or
  • you currently own a home, and wish to move but cannot afford to buy outright.

You will also need to have no outstanding credit issues, so make sure you get your finances in order before you apply.

Criteria varies by country, so be sure to check before applying.

A development of Shared Ownership homes in England

What is Staircasing in Shared ownership?

You can buy additional shares of your home, usually in increments of 10%, until you own the majority or all of your home. Some older leases set the minimum amount at 25%, and newer ones may allow you to buy as little as 5% at a time. There are some instances where you may be able to buy 1% shares.

This process is called staircasing and allows you to own more of your home as you earn more money or can afford a bigger mortgage. Each time you wish to purchase more shares, these will be based on the value of the home at the time of buying the shares, and not the value of your home when you first bought it.

You will need to pay for a professional valuation of your property to determine the value of the shares before you can buy them. Buying more shares in your home will also mean paying less rent.

Things to consider before buying a Shared ownership home

There are other factors which may impact your decision on whether shared ownership is right for you:

  • You will still need a deposit for the mortgage portion of your home, usually between 5% and 10% of the value of the mortgage.
  • All usual moving fees apply including surveys, stamp duty and legal costs.
  • If you’re aged 55 or over, you may be eligible for Older People’s Shared ownership (OPSO) but bear in mind, you will only be able to own up to 75% of your home.
  • If you are a key worker, then a percentage of properties through housing associations will be allocated to those who work for the NHS, police, local authorities, Ministry of Defence and many more. Ask the housing association for more information.

Useful links

Shared ownership providers

The following housing associations and developers have shared ownership properties available throughout the UK which you can enquire via this website: